No Single Policy Will Increase Housing Affordability. We Need a Comprehensive Strategy.

This Urban Institute article by Yonah Freemark argues that solving the Unites States housing affordability crisis requires a comprehensive stragety beyond any single policy. While increasing housing supply, especially market-rate units, is crucial, the article emphasizes that public subsidies for low-income renters are equally essential. It uses case studies of cities like Boston and Houston to demonstrate that zoning reforms and housing construction alone are insufficient to meet the needs of extremely low-income households. A combination of increased housing supply and expanded housing subsidies is necessary to address the issue.